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Cooler than the Other Side of the Pillow

Have you ever woken up in the middle of night where you can't get to sleep because it feels too hot? Or maybe, like some of my family members, who shall remain unnamed, you suffer from the affliction of "hot head" when sleeping. No medical danger here. Just a super-heating of the head when you fall asleep. One solution is to flip over your pillow to the cool side so you can drift off to sleep again. However, at 3 a.m. in the morning this normally effortless maneuver can seem like a chore. 

I recently found an EZPZ solution to help. It's called the Chillow and it's basically what it sounds like. A pillow that stay's chilled better than a regular pillow. I don't have the background to understand the magic that they employed to make this happen, but I can report back that it works. When you first receive it, you have to pour water inside, which gets absorbed by a foam-like filling inside which holds the arctic goodness. The Chillow is about the size of your pillow, but only about a half-inch high so you place it on top of your existing pillow.

Money saving tip: The best part of buying the Chillow is if you participate in a Flexible Spending Account (FSA) offered by your employer, the Chillow is eligible for reimbursement. Just remember to save your receipt!

 

Next post next Saturday, 6:30 a.m.
Never Get Another Store Credit Card Again

Have you ever been at the register about to pay when the clerk asks, "Would you like to open up a _______ card today and save an extra x% on your entire purchase today?" I picture a marketer, a psychologist and the devil in a conference room drafting this tantalizing offer.

If you bite, a dance begins where your personal information slowly circles a credit approval algorithm. As for the audience, you try to ignore the laser beams being shot from the eyes of the increasingly impatient people behind you. Hopefully, it goes smoothly and you are delayed only five minutes or so. And then for various reasons you never use the card again or only use it once in blue moon. It's one more card to keep track of until you finally get around to cancelling it.

As it turns out, there is an EZPZ way to avoid having to sign up for a store card. Recently we discovered at Macy's if you use Macy's gift cards you are also eligible for the extra discount as if you were using a Macy's card. So use your normal credit card to buy as many gift cards as you need to get the discount.

Good luck!

Next post next Saturday, 6:30 a.m.